Know what the business really earns before you sign the LOI.
We check the seller's P&Ls against their tax returns, judge every add-back and test the SBA loan on the earnings that hold up. Your report arrives within 48 hours.
Ninety seconds on one sample deal
Where each number came from, a correction from an amended return, the add-backs that hold up, and what that does to debt coverage.
The checks a lender will run, done before you commit
Read the full sample report to see every section worked through on a sample deal.
P&L vs tax return
Matched year by year. Gaps over 10% are flagged, and partial or fiscal years are kept apart, never averaged in.
Every number sourced
Each figure is tied to its document, page and line, so you can show your lender exactly where it came from.
Add-backs judged
Depreciation, owner pay, one-time costs: each one with its support. Only documented add-backs count toward SDE.
SBA financing check
Cash at closing, monthly payments, debt coverage and break-even SDE across two or three financing structures.
Risks, ranked
What could go wrong, the evidence for it, and what it would cost you if it did.
Questions for the seller
Ten to fifteen diligence questions tied to what the numbers show, ready to send to the broker before an LOI.
From documents to a decision in 48 hours
Order and upload
Pay $99, then upload the CIM, up to three years of P&Ls and tax returns, and your planned down payment and loan terms on a private page.
We reconcile them
Each figure is extracted, checked against its page, and compared across the P&Ls and returns. Every add-back gets a verdict.
You get the report
The SDE you can defend, financing scenarios, risks and seller questions, emailed within 48 hours of receiving your documents.
The seller's documents stay private
You're trusting us with confidential financials. Here's exactly how they're handled. The details are in our Privacy Policy.
Private upload link
Your upload page only opens after a confirmed payment, and files go over an encrypted connection to private storage.
Deleted after 30 days
Uploaded files are deleted automatically 30 days after upload, or sooner if you ask.
No AI without permission
Your documents are never sent to an AI service unless you give written permission for your order.
Used for your report only
Never sold, shared or used for marketing. Card payments are handled by Stripe; we never see your card number.
One deal, one flat price
Founding price for the first 10 buyers. Founding members also lock in $49 a month for life when the self-serve app opens.
- P&L vs tax return reconciliation, year by year
- Every add-back judged, with verified SDE
- SBA financing check across 2–3 structures
- Ranked risks and 10–15 seller questions
- Delivered within 48 hours of your documents
Email us within 14 days of delivery and we'll refund the full $99. No forms. Refund policy
What you'll need: the CIM, P&Ls and business tax returns for the last 2–3 years, plus your planned down payment and loan terms. Missing some? The report lists exactly what to request.
Buying several? Brokers and lenders can be invoiced. Email [email protected].
Not ready for a report yet?
Join the founding beta list. We'll let you know when the self-serve app opens, and you'll keep the founding price.
Built for
- First-time buyers financing with an SBA 7(a) loan
- Businesses roughly $500,000 to $3 million in price
- Searchers deciding whether a deal deserves an LOI
Not a substitute for
- A CPA's quality-of-earnings report on a deal you are closing
- Your lender's underwriting or approval
- Tax, legal or investment advice
“I’m a self-funded searcher. Deal after deal, I found there was no quick way to check whether a CIM’s numbers really held up without paying a fortune for it. So I built VerifiedSDE. Now I send LOIs faster and with more confidence, and it has kept me out of expensive mistakes by surfacing conflicts in the numbers before I committed.”
Before you send anything
What happens to my documents?
After you pay, you upload them on a private page. They are used only to prepare your report, kept in private storage, and deleted within 30 days or sooner on request. Nothing is sent to an AI service without your written permission.
How is this different from a quality-of-earnings report?
A QoE is a CPA's deep review, usually $15,000 or more, done once you are close to buying. This is a fast first pass at the LOI stage, so you only pay for a QoE on deals that survive it.
What if the seller only sent a CIM?
The report still checks the CIM's numbers and financing, and lists exactly which P&Ls and returns to request. Matching against tax returns needs the returns.
Does a good report mean the SBA will approve my loan?
No. The financing check uses common screening assumptions, and your lender makes its own decision.
Are the figures on this page real?
No. The sample deal and the demo video use a fictional laundromat so you can see the report without exposing anyone's private numbers.
Check the deal before you commit to it.
$99 · within 48 hours · full refund if it isn't useful